12 Months 0% Interest Free Jewellery Finance Introduced

12 months jewellery finance with 0% APR at Serendipity Diamonds

Choose from our latest jewellery finance options for engagement rings and jewellery

UK clients can now spread the cost of an engagement ring, wedding ring or diamond eternity ring with a selection of competitive finance offers available from Serendipity Diamonds. Rather than purchase outright, some clients prefer to budget over a duration from 12 months to 48 months.

Please note that our discount code is unavailable where clients purchase with finance. 

Our latest finance packages are available to apply for online. Applications are subject to conditions, with a minimum spend of £500.00 for jewellery. Our latest finance packages include the following.

12 months interest-free finance on jewellery (0% APR)

This is one of our most popular finance packages. Many clients enjoy the additional benefit of spreading the cost of an engagement ring or wedding rings over 12 months without any interest payments.

24 months low-rate finance (4.9% APR)

A very popular selection for jewellery finance, with an exceptionally low rate of finance available. See a full illustration of your monthly payments directly from our product pages and apply online through our checkout process.

36 months low-rate finance (9.9% APR)

Another very popular choice for jewellery finance, allowing buyers to purchase jewellery. Spread the cost of an engagement ring or wedding rings over 3 years with a very low APR.

48 months low rate jewellery finance (9.9% APR)

We have extended the maximum term of finance whilst cutting the APR in half. This allows clients to spread payment over 4 years at a low rate of finance. All finance is underwritten by Close Brothers retail finance with our payment system from Deko.

Please contact us if you require any additional guidance on finance. All of the above finance packages require clients to pay an initial 10% to verify their application once accepted. Please note that we are regulated by the Financial Conduct Authority.

How to apply for jewellery finance

Apply for finance online, directly through our product pages. Look for the finance button which includes a clear illustration of monthly payments, %APR and the duration of the credit agreement.

Mark Johnson

About Mark Johnson

Mark attended Liverpool University and went on to pursue a career in the diamond industry. After more than a decade working in polished diamonds, Mark moved to the Isle of Wight where he launched Serendipity Diamonds. He works most days from their busy Ryde showroom, photographing jewellery and writing for the Serendipity Diamonds website. Anyone interested can connect with Mark on Linkedin via the profile link.

Mark Johnson

About Mark Johnson

Mark attended Liverpool University and went on to pursue a career in the diamond industry. After more than a decade working in polished diamonds, Mark moved to the Isle of Wight where he launched Serendipity Diamonds. He works most days from their busy Ryde showroom, photographing jewellery and writing for the Serendipity Diamonds website. Anyone interested can connect with Mark on Linkedin via the profile link.