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Jewellery Valuations for Insurance - UK


Jewellery insurance valuations


During the month of January 2024, we will be providing free jewellery insurance valuations (limited to one item per client) as a brand new promotion, excluding watches, and delivery/insurance. Please contact us for more details. Our free valuations are provided with a replacement value for insurance on any item of jewellery submitted to our team and includes existing/updated jewellery valuations. 


We provide a jewellery valuation for each item of Diamond jewellery supplied from Serendipity.  We add your insurance valuation to your document wallet within the main jewellery box. 

This document provides a detailed description of your jewellery item and gives a replacement cost for jewellery insurance purposes. Our valuation provides a full descriptive summary of your item with a realistic replacement cost suitable for insurance purposes. 

There is no initial charge for the insurance valuation, but for updated replacement valuations, we charge £40.00  for each item unless combined on one document. (FREE in January 2024)

Clients contact us for a replacement certificate for several reasons including a change of address, due to loss of the original, or when an insurance company requests an updated document. 


FREE insurance valuations - In January 2024


For January only we will be offering free jewellery insurance valuations. (excludes postage and inward insurance cover) UK only. 
We can provide insurance valuations on most items (excluding watches) whether your item is from Serendipity or not. We will provide you with our gradings along with a recommended replacement value for the item. Contact our team for more information and enquiries. 


Where to take out jewellery and watch insurance in the UK


If you have a current valuation for your jewellery or watch but require competitive jewellery insurance, we highly recommend T.H.March who provides an online quotation service for covering jewellery at home and overseas. Their cover provides no-quibble peace of mind with payment for accidental loss and damage. Get a quote via the link below. 


Get an online jewellery insurance quote



Insurance for items not purchased at Serendipity


In addition, we provide jewellery valuations for insurance on items not purchased at Serendipity Diamonds. We require items to be submitted to our care for inspection and to assess before we create your document. We charge £40.00 for each item covering the time needed to assess and create the insurance valuation. We charge an additional fee to post items back once valued unless collected from our showroom.  

An example of our insurance valuation, shown alongside Diamond certificate and valuation referral included in your document wallet. 


Independent Jewellery Valuations


If you require an independent jewellery valuation, we recommend Safeguard at the Assay Office. Please contact us for a up-to-date quote for this additional service or contact Safeguard directly. We are happy to make arrangements without a handling fee – passing the cost on directly to yourself. Safeguard valuations generally add approx. 2 - 3 weeks on our quoted timescales due to the volume of work passing through their valuation service.