Purchasing Jewellery by Layaway Plan


Please note we now offer jewellery and engagement ring finance with interest free credit

From this year, Serendipity Diamonds will be providing a layaway method of payment for all engagement rings and diamond jewellery. The system provides an affordable payment plan to enable you to carefully budget for your item of diamond jewellery without the need for expensive credit schemes. We work flexibly with our clients to accommodate their needs and under the layaway system, regular payments can be made for a duration of up-to four months to work with your individual requirements. Part of our regular method of order taking for phone orders involves us arranging an initial 10% deposit, followed by the balance on completion of the ring prior to delivery. The layaway plan differs from this, by both the initial deposit amount and the length of timescale clients are permitted to take to pay for the ring.

Perfect application : The layaway plan is ideal for anyone who has been declined or unable to arrange finance.

Advantage : No interest or free is charged for this service.

Disadvantage : Remember that the layaway purchase plan requires the balance to be paid prior to delivery.

Requirements for layaway plans for diamond jewellery.


Minimum purchase price of £700.00 to qualify for this system

Initial 25% deposit.

Balance divided between regular monthly payments of up-to 4 months maximum. Item is held aside for this time.

Upon payment of balance, item is then delivered.


For international orders, please note that your exchange rate as determined by your bank can change over the course of the plan, affecting the conversion to your local currency. All prices are quoted in £GBP. Please contact us initially for international orders, for a detailed quote, including delivery by FEDEX with all shipping and duty included within the quote.

Payments are generally made by credit or debit card by phone, or can be made by wire or Bank Transfer directly to our account. All payments are then confirmed on an updated invoice emailed to our client to revise the outstanding balance. No additional charges apply for this service.

Please call us 01983 567283 to discuss your requirements further, or email us (enquiries@serendipitydiamonds.co.uk)

Layaway plans have been popular in the USA for many years, and we ourselves have been operating this way since 2007 where clients require a flexible method of purchasing an item. An engagement ring purchased by the layaway method is provided with the same refund/exchange reassurance as any other item of jewellery. Our only stipulation is that should an item be cancelled after one week of the deposit payment, all monies are refunded apart from a 5% fee to cover administrative and scrapping costs of the item we would have completed and aside for you. We offer a very wide range of engagement rings, in many styles, and each ring tends to be made to order, requiring approx. 3-6 weeks worth of work to produce the rings.

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